CoinJar review (2026)

CoinJar has been serving Australians since 2013, which makes it — alongside CoinSpot and BTC Markets — one of the longest-running crypto businesses in the country. Melbourne-founded, it built its name on doing the basics dependably: simple AUD on-ramps, a clean app, and the CoinJar Card, which lets you spend crypto balances anywhere Mastercard is accepted.

Where it shows its age is breadth and price. The coin list (around 60 assets) is deliberately conservative, and the 1% instant-buy fee is at the expensive end. CoinJar’s answer is its Exchange interface with materially lower trading fees for those who seek it out — but its heartland customer is someone who values thirteen years of uneventful operation over squeezing basis points.

The default buy path costs 1% plus spread — pay it only for convenience. CoinJar’s Exchange interface prices trades far lower for anyone willing to place a real order. PayID deposits and AUD withdrawals are free, and the CoinJar Card has its own fee schedule worth reading before you rely on it for spending.

For context, the AU instant-buy average across our 13 tracked platforms is 0.76%. Worked example excludes network fees for on-chain withdrawals; estimates come from our verified fee data. See the full fee comparison or model your own trade in the profit calculator.

Thirteen years without a custody breach on our record is CoinJar’s strongest security argument, alongside AUSTRAC registration and a long-standing UK FCA registration for its British arm. It is a custodial platform with a smaller balance sheet than the global majors, so the standard advice about self-custody for long-term holdings applies with full force.

Every incident and regulatory action we track for CoinJar, with primary sources — updated automatically from our fact database.