Independent Reserve review (2026)
Independent Reserve scores 8.0/10 on our data-led review — strongest for SMSF investors.
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Key facts
| Trading fee | 0.5% / 0.5% | Instant buy | 0.5% |
|---|---|---|---|
| AUD deposits | PayID · Osko · Bank transfer | AUD withdrawal | Free |
| Coins listed | 32+ | SMSF / Demo | SMSF ✓ · Demo ✕ |
Data verified 22 July 2026 against 1 source · our data sources
Pros & cons
Pros
- Free, near-instant AUD deposits via PayID
- Supports SMSF accounts
- Free AUD withdrawals
- Australian-based (Sydney, NSW) with local support hours
Cons
- Limited asset range (32 listed)
- Custodial platform — coins held on-exchange are not in your own wallet
- 0.5% instant-buy fee is beaten by pro-interface market orders elsewhere
Is Independent Reserve safe?
Every incident and regulatory action we track for Independent Reserve, with primary sources — updated automatically from our fact database.
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FAQ
What are Independent Reserve's fees?
Independent Reserve charges 0.5% on instant buys and maker/taker fees from 0.5%/0.5%. AUD withdrawals: free.
Is Independent Reserve regulated in Australia?
Yes — Independent Reserve is AUSTRAC-registered, and operates under ASIC transitional arrangements while Australia’s AFSL licensing regime phases in ahead of April 2027. Check our live AFSL tracker for current status.
How do I deposit AUD on Independent Reserve?
Supported AUD deposit methods: PayID · Osko · Bank transfer.
Does Independent Reserve support SMSF accounts?
Yes — Independent Reserve offers dedicated SMSF account support. Seek professional advice before investing super in crypto.
Alternatives to Independent Reserve
General information only, not financial advice. Fees and features change — always confirm on Independent Reserve's own site. Last reviewed 22 July 2026 by the CryptoList Research pipeline. Corrections policy.